Posts Tagged ‘mommy’

Sense of self (worth)

laelene Posted in general blog,Tags: , , , , , ,
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I was talking to my mom on the phone the other day and found that I’ve lost a bit of my sense of self (and self worth).  We were discussing my next steps when I go back to LA and I found that I’m rather confused.  There are a lot of things I want to do with my life and a lot of things I don’t want to do.  Between all of those desires, it’s hard to choose what exactly to do now.  Part of this had to do with my lofty goals of starting my own environmental consulting firm (or perhaps eco-consulting is more accurate).  There’s so much I need to do and learn and know to get that off the ground and sometimes I lose sight of how to do that.  However, talking to her has helped me get hope again, and find a better focus for my job hunting to come.

Reconnect with the lion within.

Reconnect with the lion within.

I’d slowly been losing faith in myself, finding that maybe I don’t have what it takes to be an entrepreneur, a business owner, a CEO.  Though that’s always been my dream since I started thinking of what path to take my life on after high school, the work I’ve been doing has shown me that what I’m good at is not leader of a company material.  Instead, I’m far better playing second fiddle, doing all the background work and behind the scenes stuff to keep the front lines moving.  I tend to be strong with research, but that’s not what will take me to where I want to go.  There are a lot of areas I’m weak in, like interacting with people and managing things holistically.  Seeing this has slowly ground away at my self-confidence and blind faith in myself to make it somehow.

Additionally, I lost a lot of faith in myself since coming to Singapore because of the many obstacles I’ve been struggling with.  From the cultural barriers to more personal issues that have cropped up, each time it left me wondering what I’m doing wrong, what I’ve been doing wrong, and why in the world there are so many misunderstandings.  After a lengthy conversation with Typea, I began to see so many misunderstandings stemming from my Western upbringing.  There are so many small things that you would never really know about because it’s usually not worth mentioning.  But add them all up and you’ve got a very inaccurate interpretation of who you are and why you do what you do.  Singapore is still an Eastern culture after all, despite all the Western influence they may have.

It’s kind of funny, because now I’m starting to see Singapore much like myself.  It’s neither here nor there, with English as a primary language, but Asian cultures still dominating the way of life.  Similarly with me, I’m neither Chinese nor American, but Chinese-American and as anyone who has studied complex systems can attest, the sum of parts is greater than the whole.  What that means for me is that I’m not simply Chinese mixed with an American; the interaction of the two produces an entirely new result altogether.  Yet to those who have not grown up knowing what that is like, that’s a hard thing to understand, so they just assume I’m both put together.  Unfortunately, that means they expect me to know a lot more of the nuances of claiming either identity than I actually do.

Still foreign.

Still foreign.

What I have trouble accepting is that I can’t do anything about it.  One of the quirky things about Asian culture is that nearly everything is suppressed.  People aren’t straightforward, but rather expect you to insinuate what they want and what you should do.  Not being armed with the right tools to figure this out, I am left to flounder and come up with completely bizarre conclusions (in their eyes, at least).  It’s frustrating because I just need pointers and guidance (albeit a lot) to help me along.  Also, because I look Asian, there is less leeway or forgiveness for many transgressions because it is assumed I should know.  If I didn’t look so, I think I’d either get written off as a foreigner or people would be more patient with the mistakes I made.  I always had that luxury as a child though, because whenever I went back to China to visit, I was with my relatives who knew how different I was, so they didn’t expect me to be like them.

So, my ego has taken a hard blow and it doesn’t help that no matter how hard I try, it doesn’t make things better.  I’ve been told quite a few times to just let it go – what is, is.  But to me, that’s like giving up.  Here I am in a foreign culture – how could I not try to adapt?  The difference is sometimes too great though, so to some extent I want to stop trying so hard.  I spend all that time and effort to avoid stepping on people’s toes or giving them the wrong impression only to do so anyway.  Is there still a point?  I’ve got one more month here and two of those weeks will be spent as a tourist going around to other countries.  There certainly isn’t time to fix things as I’d like, but should I keep trying anyway?

Flying free

laelene Posted in general blog,Tags: , , , ,
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I’ve always preferred to be unconventional.  From the more normal things, like being a little outrageous here and there to more trend-setting or baffling behavior, I’m far happier doing that than what is average and common.  Just looking at me though, you may not expect me to do such things and in observing me, you may not think I really break out of the mold that much.  Well, much of that is just due to circumstance – these little unusual things I do happened to me, so it doesn’t look like I’m actively seeking them out.  This goes for the way I’ve gotten jobs to the unexpected behavior that I may exhibit randomly.

For starters, I’m hugely independent, so I don’t like being like others.  However, this sometimes battles with the part of me that is very complacent and a “good girl.”  So you’ll find that my rebellions and the way that I stand out is still somehow buried in the acceptable context and framework of societal expectations.  Still, I like to feel like I have the space to spread my wings and fly around as I need to.  Part of my fear of settling down somewhere is how stifled I will feel not getting the constant exposure to new neighborhoods, subcultures, and experiences that I got as a child moving around so much.  I’ve gotten used to that pattern of life: show up somewhere as the “new kid,” make some friends and try to fit in somewhere, then move on to the next place and start over again.

What other job lets you have tea with such guests?

What other job lets you have tea with such guests?

As for jobs, the great majority of them involved moving around or doing things on my own time and that’s exactly what I want to do now.  After all, it’s been my dream to be an entrepreneur for many years now!  Unfortunately, my parents are having trouble accepting this and just want to see me get a steady job with insurance and benefits.  Yup, as long as I can get health insurance and some other more standard benefits that come from working a typical job, they’re happy.  Sad to say that’s exactly what I don’t want.  I don’t want a desk job and I certainly don’t like working a 9-5 shift.  So what can I do that offers me full benefits and allows me to move around all the time, setting my own work hours?  I can’t think of much, or really anything at all.

I’ve been dreaming of doing some freelance work here and there to bring in some money as I find the resources to start my own business.  But alas, I’ve got parental pressures to consider, though I know how dreadful a “normal” job would be for me.  Even now I find I easily lose focus when I’m not particularly interested in a task or not in the right state of mind or mood.  At least here there is flexibility to move around if need be, working from the couch, the high desk, the big table, or my own desk.  Plus, I get enough new tasks that I can spread out my work and do a little bit of this, a little bit of that, with some personal readings and whatnot in between.  I’m scared of what I’d find in a standard (stifled) corporate environment.

So, what am I to do?  I defiantly told my dad how I don’t want to sit at a desk all day and I’d rather not earn money or have insurance than suffer through that.  My stubbornness and strong will is not allowing me to back down or compromise, though it’s not like I’m eliminating a job just because it involves sitting at a desk.  Maybe I can start with a franchise and go from there, but really, what entrepreneur doesn’t take risks and often not earn much for years?  I just don’t see how health insurance factors in before my personal mental and emotional well-being, even if I do understand why it’s so important to my parents.

I didn’t really rebel as a teenager, so I feel like I’m at that stage now.  Suddenly I have all these ideas and things I want to try, but I’m just so misunderstood by my parents.  😛  Do I sound like an angsty teen yet?  But seriously, now is the time to take risks, before I have so much to lose, no?  What’s the worst that can happen?  I fall flat on my face and have to resort to a boring, normal life for awhile.  It’s not like I’m incapable of earning income; it’s just that pretty much every way I can get a reliable one is completely undesirable to me.

I wish I had more freedom to fly.

Fire in the soul

laelene Posted in general blog,Tags: , , , , , , , , , , , , , , , ,
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Perhaps it is time for some soul searching of sorts (in terms of career potential).

Demoing health food forever?

Demoing health food forever?

A few weeks ago, Starfish requested a list of my passions to help me figure out what I want to do and where I can go.  It was surprisingly harder than I thought – after all, who doesn’t know what they love, right?  Yet, it seems that my trouble is what I truly love not always being a viable source of work to pursue.  First let me share what I came up with:

~ emerging forms of media (especially social media at the moment)

~ people’s stories (whether hearing them or sharing them)

~ observing people (their behavior, interactions, and body language)

~ novel things, places, and experiences (travel, broad interactions)

~ health issues (diet and exercise/fitness, organic/all-natural foods)

~ environmentalism (conservation, recycling, and sustainability)

My darling Simon.

My darling Simon. How can you not find him adorable?

~ volunteering with animals (mostly cats)

~ background/support work (researching, planning)

~ the military (particularly the Marine Corps!)

Ok, so where does that put me?

1. I’ve hardly used social media enough to claim expertise as so many do.  However, I am very dedicated to my blog and have made it a point to post on a daily basis.  Still, at best, this would be a supplementary service for some sort of package integrated marketing consultation service.

2. Though I like to hear people’s stories, I’m certainly not interested in journalism nor do I feel like the right vessel to help share those stories.  I’m also not that great a storyteller.  I have had dreams about talking to homeless people to find out how they got into their situation and then helping to groom them to reintegrate to society.

3. Noticing the little nuances in how people go about their days doesn’t exactly translate into a career and is more of an enhancement to how I learn to deal with people.  Maybe I’ll start a little side blog with snippets of the things I observe.

One of my favorite views - out a plane window.

One of my favorite views - out a plane window.

4. Being introduced to new people, new places, and new things would be a cool temporary thing to do or a nice addition to my job, but isn’t exactly a career in itself if I want to settle down.  This is where my dream of competing in The Amazing Race comes into play.

5. I’m not enough of a fitness or health food nut to delve into this so deeply.  At best I could be an advocate for eating less meat to save the environment, eating organic and local to save your community, and exercising regularly and eating well to save yourself.

6. I’ve been doing a lot of research and reading in the green field, since it is what I want to build a company from sometime in my life.  Starfish made a very wise suggestion in mentioning I can start to attend conferences of the sort, get involved in the field.  I’ll certainly be looking into that (hopefully there are free ones).  I’ve been meaning to go to the UCLA Institute of the Environment to see if there’s anything I can get involved in.

My precious Jerriey.

My precious Jerriey. Great for stress relief.

7. I actually started looking at cat sitting services and boarding houses to see the rates they charge at.  I’m not sure how I would handle spending time with all these adorable felines and not getting to keep them.  I think I’m more of a cat owner at heart, though I do like to go play with and take care of them at shelters.

8. Researching and other support work is yet another one of those things that I prefer to use to enhance my work rather than to define my work.

Yeah, I wanted to be one of them.  The first Marines I ever encountered.

Yeah, I wanted to be one of them. The first Marines I ever encountered.

9. Once upon a time I had fantasies about being a Marine.  Then lots of things got in the way and I decided that I was not meant for that path.  However, my love/obsession/fascination for the military will always be strong, so I’d love to find a way to work with them.  At one point I considered trying to do their marketing.  That’s still an option…

What really invigorates me?  Sitting at my computer reading articles about green technology, environmentally-friendly

One of the half dozen military boot camps I want to.  That's me holding the red guide-on!

One of the half dozen military boot camps I went to. They're strangely invigorating for body and mind. That's me holding the red guide-on!

products, and fresh wholesome natural food.  Spending time with and observing animals.  Traveling around the world and getting a peek at the lives of others so different from mine.  Hearing about the interesting backstories of people’s lives.  Spending time alone pondering and introspecting; also, watching people pass me by.  Contemplating (and trying to go out and do) fun ways to be fit and well.  Hearing about anything related to the military.

What I’m really looking for is freedom.  Freedom to sleep in and stay up ridiculously late.  Freedom to get work done in different places on different days.  Freedom to meet new people and learn new things all the time.  Freedom to step away from society.  Freedom to be on my own.  Freedom to think.

At the same time, I want financial security.  Enough to live comfortably, to support a family, and to send the kids off to college without loans looming over them.  Basically, what I had the privilege of growing up with.  There are few gifts like responsible and successful parents who allow you to start your working life loan-free.  I’d like to be able to provide that as well.  In terms of long-term career goals, my main focus is sustainability in all aspects – mentally, emotionally, financially, physically.

So… any ideas?

A bit of a loner

laelene Posted in general blog, relationships,Tags: , , , , , , , , , , ,
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Growing up an only child, constantly on the move, and often home alone, I’d say I can be a hermit of sorts.  At home I’m used to holing up in my room, for the first half of my life reading books and for the second half spending time on the internet.  I’ll spend the entire day there, taking breaks only to go to the bathroom or go grab some more food from the pantry.  It’s a lifestyle that I think a lot of people don’t understand, either because there are too many people in their households or their parents didn’t offer them as much space and independence.  But for me, what is normal is to do my own thing.

My mom will call me for dinner when it’s ready and I’ll make my way downstairs when I’m ready, usually after my parents have finished eating their meal.  We’re not ones for small talk, so they’ll continue on with their lives, my dad sometimes flipping on the news and my mom burying herself back in her study material (she’s always teaching herself something new or playing with AutoCAD).  We have a very nontraditional family unit and I think outsiders would often see our relationship as cold and distanced.  I don’t know how to convince them otherwise (nor do I want or need to), but that’s just the way it is.

white hp laptop

Just me and my computer.

I get all the support I need both emotionally and financially.  When I need help or advice on something, I can go ask and though we’ll often disagree, there’s much to be learned from that.  As for money, I hardly spent any as a child, never really asking for toys or new clothes.  All I wanted was to be driven to the library on a weekly basis so I could drag a new stack of books home.  At one point, I wanted video games, but they refused and I didn’t pursue it very frequently so eventually the desire faded.  In my senior year of high school, I started to drive and since then my habits have changed quite drastically, where I am much more in charge of where I go, what I do, and what I buy.  I still try not to spend much, but I do splurge here and there and my parents are always there to help me pad my bank account if I need it.

Panda and I have talked about the type of family we would want and I think it will be much more cohesive.  I image going to the park on a weekend or wandering around some new part of LA.  It’s not that I don’t want to spend time with my family; it’s just that when everyone is busy with their own things, hanging out for no good reason seems a waste of time.  So yeah, I’d like to have a lot of time to do things together, but I hope that when it comes time for the kids to leave home and go to college, they won’t feel tied down.  I don’t want them to feel like they need to come back on weekends all the time.  I chose to go to a college near home not because of the proximity but because of the university itself.  I want that to be the case for my children too.  There comes a time when you need to leave the nest and start making a life for yourself and college is definitely a major transitional period where that starts to happen.

buffalo walks along side of road alone

A bit of a loner.

Lately I’ve found that my immense independence and solitude is not “normal” and I think it can be seen as being aloof.  To me, it’s leaving people alone and being left alone to do what we need to do.  Unless there’s actually something to talk about, trying to find things to discuss feels like a waste of time to me.  So I thought I was doing everyone a favor by staying out of the way.  Well, when I was told that that’s not what they wanted, I started to greet in a less timid manner, began coming up with follow-up comments or questions, and would occasionally make my way to the living room and watch some TV together (even though I have no interest in TV).  All the while, I wracked my brain for things to talk about.

At the same time, I was terrified.  I don’t know how to approach people who I perceive to be in a position of authority (teachers, bosses, parents) and even when they are extremely open and inviting, I proceed with caution.  I think much of this fear held me back and created a lot of self-doubt in what I was doing and what I could do.  I knew I needed to somehow be more talkative and interactive, but I couldn’t think of interesting topics.  Perhaps it was because I felt that everything had to be so meaningful and profound.  It seems that small talk isn’t like that though – so much of it is really just mundane stuff, isn’t it?  And everything is quite repetitive – what you ate, what you did, how the weather is – and really doesn’t change all that much.

I also stopped myself from trying to talk much when the TV was on or trying to enter a room if the door was closed.  Those are signals of “leave me be” in my world, so I respected that.  Yet, other than that time, there were not really other windows of opportunity.  It’s either nobody’s there, they’re in the room, or they’re watching TV.  Well, it seems that there has been discontent because of the lack of interaction, so I decided to give it a shot.  I sat there and tried to make conversation for 45 minutes, with many pauses and much of the time spent looking at the tennis match on TV.  A couple times, it was suggested that I go rest or that I must have other things to do, so I should go in the room and go on with it.  I didn’t know if those were just polite refusals as a gesture that it’s ok if I don’t stay or if they were a subtle dismissal and an attempt to get me to retreat to the room.

guy puts face into handSigh, everything is so complicated when it comes to relationships.  I’ve got no experience in this realm and it is kicking me in the butt.  Even when I ask what is going on and what thoughts and feelings there are, I get no answer.  It’s such an Asian thing to do and perhaps I am too Western in my behavior.  To me, it’s about sharing feelings and talking it through.  But I guess it’s not so easy.  There’s so much that is taboo in the Chinese culture.  I wonder if this is the case,where even asking will not help yield an answer.  It sure seems so because so far it hasn’t.  I know I have a lot to fix but I don’t know what exactly and, more importantly, I don’t know how.  I feel utterly powerless and useless.  Boy do I have a headache.

eBay: trustworthy?

laelene Posted in general blog,Tags: , , , , , , , , ,
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ipod-touch

photo credit: quickshipelectronics

Earlier today I claimed myself an iPod Touch online through eBay, which I’m immensely excited to have.  I’ve been watching some of their sales on the site for a few days to see the average price they go for and decided that it was well worth it.  I just hope I’m in the 99.8% positive review side of things, or else it can get complicated and ugly dealing with it overseas.  Thankfully, I have my mom to handle things on the home front, so she can help check the item before sending it to me.  In doing this whole transaction (only the second time I’ve used the site), I found that people I told all asked me the same questions, having the same concerns.

First of all, they asked about price.  Was the difference in price enough to justify the purchase versus buying it from a store?  Well, it’s a $100 difference, which in the Apple store also means the difference between a 16GB and a 32GB.  Plus, they would wonder… is it new?  Well, no, it’s refurbished, but it would only have minor scuffs and I’m willing to compromise that for the money saved.  If it’s extremely worn or dysfunctional, I can always send it in to be exchanged.

Then they would ask, is it safe?  Is it reliable?  And that launched me into an explanation about how yes, there is the off chance that I get screwed, but 1. being governed by American law, they can’t get too crazy and send me rocks like some cases in other countries, 2. they have sold over 57,000 electronic items and people would have reported them a long time ago, and 3. not only were they not reported, but they have a 99.8% positive feedback rate, which is quite high considering the bulk of sales.  I read reviews where people talking about their item that was faulty or incorrect and they got the issue resolved, so at worst it may be a bit of a hassle, but I can track down a suitable item.

ebayFinally, they would start to settle their worries and would then wonder… uhhh how are you going to get it?  Well, that’s the beauty of a mother in the right country.  😛  She helped me bid on it as I slept and she’ll help me mail it out when it arrives.  I’m quite pleased, since any Apple product sold internationally is dead expensive (in Singapore the 32GB goes for about 468 USD, whereas in the states it’s a cool $399)!  I may not have gotten the absolute best price, but it was close and still saved me tons for what I wanted.  Plus, I got it pretty much the day I decided I was going to go for it.  But it made me wonder: do people feel wary of using eBay?

The inevitable Mother’s Day post

laelene Posted in general blog,Tags: , , , , , , ,
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I like to be strange, different, unusual.  So, it’s almost too cliche to write about my love for my mother on Mother’s Day.  Not that I don’t like the idea – I certainly appreciate my mom and enjoy celebrating her role in my life!  However, it seems all to predictable to be writing about motherhood on this day.  I’m sure a good majority of the world is doing so and the blogosphere is alight with posts of a similar sentiment.  Even on Twitter, the most trending term is “Happy Mother’s Day.”  But, filial piety and maternal love win out in the end and I concede to do something all too normal and expected.  That’s my tribute to my mom, I guess.

When I ran into Marylin’s mother outside in the living room today, I made a point to wish her a Happy Mother’s Day and inquire about her plans.  I was vaguely aware of dinner plans she and Marylin had with family friends, but I wasn’t sure if it was just a normal gathering or if the holiday would be acknowledged.  I guess it was kind of just a random gathering also meant to celebrate a friend’s birthday.  So celebrate away!  Celebrate all there is to celebrate on this day.  What struck me the most though, was her initial reaction to my well wishes: “Oh, I’d forgotten all about that.”  It reminded me so much of my mother and I asked Panda if his mother is the same way too.

You see, my mom’s the type of person who doesn’t remember Mother’s Day or her birthday, or any other day out there that’s meant to celebrate her.  I have a theory that she only remembered her birthday long enough for me to be old enough to remember it for her and now it’s just a fleeting memory in her mind.  So, every year, it’s up to me to remind her that, this is your day and I’m taking you out to eat, as our family tradition goes.  Over the years we’ve ended up going to the same Asian buffet for every holiday that we celebrate together, whether it’s Mother’s or Father’s Day, Christmas, or one of our birthdays.  We don’t make a big fuss out of these things and they pass rather quietly, but I make a point of never forgetting.  It’s one of the most basic ways I can show that I care.

12-dsc01156

Well, it turns out that not all mothers are like this and Panda’s mom quite likes to be recognized, at least in comparison with my mom.  I think I’ll be the type who won’t bring it up in the hopes that I will be remembered.  I asked Panda if he’d remember all the important days to celebrate and though he was reluctant to promise at first, in case something comes up, he eventually agreed to extend that promise to me.  After all, I realize that life gets in the way and I’m really only asking for his word that he’ll try his best, which I know he will.

So back to my wonderful mother.  Currently she and my dad are in LA again, so I hope they go out to a nice place to eat.  As the truly dedicated mom that she is, she’s helping me with my taxes and finances.  She was always the one I turned to for all things money related.  Right now she’s in a stage in her life where she isn’t sure what to do.  Before I left for Singapore, I spent my time trying to give her the confidence and hope that she needs to perhaps take a leap and go for her dreams.  After all, they were put off because she chose to take care of me fully, rather than be distracted by a job.  So now that she’s back in the work force, doing environmental consulting work with my dad, she’s looking to do more of what interests her.  And that is something in the aerospace industry, preferably along the lines of designing planes.  She feels like she’s too old and there isn’t a foothold for her to grasp in the industry.  The unfortunate thing is that employers don’t even want to consider her because she’s not as young and fresh as college graduates and she took so many years off from practicing her engineering expertise.  They don’t trust her to be as sharp and capable as she used to be, even though she has been teaching herself programs like AutoCAD and attended some courses at our community college.  How do you get people to give you a chance though?

So for now, she’s helping my dad out in his company, building up her resume again as she tries to think of how to get into Boeing or Northrup or Lockheed and the likes of them.  I fully support her and hoep that she can achieve what she wants, after all those years she gave up for me.  She gave me a privileged life growing up, with a mom who could always drop off a project I forgot to take to school with me, or drive me to the various swim and track practices and meets, or pick me up from school after all my extracurricular activities were over.  I remember when I was young I won a competition for writing about why I have the world’s best mom and I still have that essay to this day.  When I read it, it doesn’t seem all that exciting since I wrote it when I was in fifth grade, but apparently it was good for my age!

I hope everything is well with her now and I wonder where she’ll be when I return to LA.  I’m keeping a lookout for her, in case I hear of any opportunities that she may want to look into.  For now though, all I can do is be a good daughter and call her periodically to check in.  I think I really surprised her when I did that like two weeks ago.  We’re not a family built around constant contact and communication.

With that, I hope that everyone has spent some time to think about their own mothers and remember all the things they should be appreciated for.

Credit scores and finances

laelene Posted in general blog,Tags: , , , ,
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I decided to go back to Mint.com today to check out how my finances are doing.  It’s really an amazing tool, putting all of my money in the same place for me to easily see.  It was always a chore for me to sign in to my bank accounts, then my various credit card accounts, all so I could see how much money I had, how much I owed, and how things were doing for me overall.  Now I just need Mint.com to keep track of it for me!  As I was filling out the information for my new retirement accounts (gosh, that is a strange thing to think about), I also completed the rest of my profile.  One of the questions they had for me was what my credit score is.  Well, I certainly don’t have a clue.  In fact, I’ve never known my credit score!  So, I decided it was time to find out.

It’s an interesting thing, these credit reports.  I spent ages filling out information at various sites, trying to find one that gives me my three credit scores (for free), period.  For some reason, whenever they ask me verification questions, I get a little nervous that I will answer incorrectly.  I should know my own activity and history with no problem, right?  And I do, but nonetheless, I have that little tinge of worry when I have to give a correct answer for authentication.  I guess it stems from my childhood fear of authority, where anyone with the power to affect my life can make me uncomfortable.  So in this case, it is their control over whether or not they believe I am me, which in turn determines whether or not they will allow me to access information I want, that scares me.

Well, it turns out my credit ratings aren’t half bad (all in the excellent range, yay), but I still have room for improvement.  Luckily, I’ve never been rejected credit and I tend to get way more than I need, but I still have a ways to go, once I start having a mortgage.  I don’t plan on having any loans, but who knows, maybe I will get a good financial adviser who can manage all that for me and actually make me better off by using loans.  I do believe my mom is a guru at that sort of thing.  I am also really pleased with Mint.com because they provide me the information I always was afraid I wouldn’t have once my mom can’t help me with finances anymore.  As of now, she’s always the one I go running to when I have a money issue (like not knowing what type of IRA to open up).  I feel more secure in being able to take care of my own money responsibly now.

I have been very lucky in my life, with parents who have always had the foresight to save money for things we needed/really wanted.  I never had to pay a cent for college, or take out a student loan.  It’s an amazing gift to start offmy career with no debt hanging over my head.  I don’t think I can fully appreciate it since I don’t know what it’s like to be in debt, but nonetheless, I am grateful.  At the same time, I tried not to exploit this privilege and got a scholarship that helped pay some of my way.  Also, we’ve never not had the money to purchase things when we really needed them.  Granted, that has a lot to do with our concept of what we actually need.  We’re not a very materialistic family, so all the nice things we get we get only when we more than have the means to get it.  I have learned some very good spending habits from my parents and I hope that I can retain that, and not live beyond my means.

My mom has always told me that too many Americans get trapped into spending more than they’re earning and borrowing a lot, which leaves little room for error.  On the contrary, our family only takes out loans we know we can pay back, only buy cars that are within our means, and only get houses that have mortgages we can handle.  I admire how well my mom handles money and I wish I had a knack for that myself, but if it were up to me, we’d all just live with cash and never worry about credit cards throwing you into debt or losing money on investments.  Ironic, I guess, since I studied finances quite intently during my undergrad career, but it’s not a topic I really care for.  It certainly is very useful though and it’s a pity I don’t know more.  But, with the booming internet, I can always look up what I need to so it won’t be too bad.

So, though I may not know the best ways to handle my money, at least I’ll make good choices with what I do know so far and just keep educating myself on what else there is.  Ultimately I’m hoping I can make enough to hire a financial adviser to do all that for me.  I’m not much of a risk-taker though, so I don’t know how I’d feel about my money being put into the volatile markets.  It seems lame to keep it all in a savings account though.  Which, by the way, has been disappointing me with the economic downturn.  Supposedly my interest rates are still higher than market rates and rather competitive, but it has been sliced to at least less than half of what it used to be!  It’s so unfulfilling to see your money growing so slowly.  With the magic of compound interest though, I just need to wait it out and see better results later down the line.

The opening of a roth IRA

laelene Posted in general blog,Tags: , , , ,
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Today, I got an e-mail from my mother asking if I had set up an IRA yet.  I had joined Mint.com a few weeks ago, which sent me a couple of e-mails since then, reminding me that if I opened up an Individual Retirement Account before Tax Day, I could save thousands!  Thrice I went, filled out all my info to see what I qualified for, and decided that I should go for a Roth IRA.  Thrice I left it at that, not daring to click on the links below to Fidelity, Scottrade, E*Trade, or Charles Schwab to actually set up an account.  So today, I decided it was now or never.  With only two and a half days left before the big deadline, I went ahead and tried out Fidelity.

After filling out some basic info, I was in and they had not only my Roth IRA info, but also the other retirement accounts I had from previous jobs.  The money I chose to transfer was due to show up in the account in a mere day or two, which is quite speedy for banking transactions.  I’ve got to say, setting up an account was never so easy!  In fact, a little part of me started to get paranoid that if it was that easy, perhaps it was a fake site I had somehow stumbled upon.  However, the little lock symbol at the bottom corner of my browser reassured me that this site was safe and legit.  I hope I’m not too dependent on that little thing!  Plus, Firefox has been amazing at finding phishing scams and redirecting me before I get to that site.  So all in all, it checked out and I was pleased.

Now I had just closed down my 401(k) from the University of California, since I stopped working there a few months ago, and my mom remembered hearing something about how I could still put that money into my brand new Roth IRA if I had not cashed the check.  Well, the check is still there and just a few weeks old, so I e-mailed in a question about how to take care of that.  Quite early into their work day, I got a very nice reply, complete with caring questions to make sure I knew what I was getting into before I chose to move my money like that.  I have always slightly feared having to take charge of my own money and figure out what to do with it, between stocks, bonds, mutual funds, CDs, and the myriad of investment options out there.  But with a message like that, I felt taken care of and it put me at ease.  Now that’ssome great customer service.

So, just before my taxes are due, I have taken care of something that makes me feel good about my future.  Yeah, sure, things aren’t looking up in the economy right now, but hey, that means the deals now should be the best as companies vie for your business through higher quality or better deals.  Plus, having the deadline extended four and a half months definitely encourages us to save!  Normally what happens in 2008 would have stayed in 2008 for this season’s tax reporting, but to push national savings, we were given the new deadline of April 15th.  Lucky me!  It’s about time I finally got around to it; I’ve been meaning to do something about a retirement fund for a couple of years now, but while in college, you don’t really feel it as much.  Now that I’ve entered the working world, it’s time to be responsible for what happens to my money and do what I can to maximize my returns while preparing for the future.

I’m feeling a lot better about my finances and I’m no longer so scared about not knowing what to do with my money.  It’s great to know there are knowledgeable people out there who can help me.  Thinking about this reminds of my ex-bosses from Smith Barney, who were financial advisers for people in the aerospace industry.  Maybe someday they (or their proteges) will be able to handle Panda’s finances for him.  😛  Ultimately, I would like to be well-off enough to hire someone to help invest our money for us.  Otherwise, it’s just too stressful to keep up with the changing markets and understand the latest benefits of putting your money in so-and-so.  For now, I’ll just keep putting as much money away as I can manage and try to reap the benefits of compound interest.

Family life

laelene Posted in general blog,Tags: , , , , , , , ,
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At times I wish I had more family living near me, or a greater extended family sprawled around the world.  I have always dreamt of having an older brother to rely on (or a gay best friend).  Since I tend to connect a lot better with guys, I have always wanted to have one who was very, very close to me in a platonic way.  Unfortunately, though such figures have come and gone, I can’t really claim one guy who I can run to when I am hurt or scared or just have a great secret to share.  More than that though, I wish that my cousins and I were closer.  When I was young, I would always follow them around so closely that they nicknamed me their shadow.  It was true enough, since I only got to see them once a year for a few weeks and that was my only tie to my background.

I have lived my life very much alone, or in a tiny family unit consisting of me and my parents.  I always love to have people over to my house simply because nobody ever visits!  It’s always just me, my mom, my dad, and for some years, my cats.  There are no random second cousins or great aunts, twice removed who can swingby to say hi.  In fact, there isn’t a single other person in our family in the country, from either side of the family.  So, other than the summers that I got to go back to China in my childhood, I’ve hardly ever seen my relatives.  Lately, I have also spent a lot of my time on my own, first as I went off to college, then as my dad moved back to China, then as I studied abroad in England, then as my mom moved back to China as well, and finally as I moved out to Singapore to work.

Granted, I am not alone alone.  Yet, I have had nobody I can call family in the same country as me for the past two and a half years, but for the few months my mom came to visit, the couple of weeks my dad has spent back, and the lucky few days that some of my aunts and uncles got to come watch me graduate from UCLA.  Family, after all, are the only people who are linked to you from day 1.  And in my life, they are the only ones who have always been there, even if it was largely in the background and rather out of reach.  But year after year, they are there, growing in their own ways, and eventually we will catch up again.  For me, friendship has not worked out quite that way, since each move brought another group of people to leave behind.  I can never claim a best friend from my childhood who watched me grow up.  The only people who truly watched me grow up were my parents.

I have certainly been blessed with a lot of wonderful people in my life, but once again I find that they come and go.  I’m so used to people leaving my life and becoming a great memory that I didn’t even notice I do that, until a close friend pointed it out.  Perhaps I got too conditioned to having to leave people behind with every move we made over the years.  I don’t have the mindset that makes me think of someone, pick up the phone and call them, or drop them an e-mail to catch up.  Instead, I just wonder whatever happened to them and how they are doing.  I am always grateful when I do hear from a long-lost friend and get to see how they are doing in their lives.  I love that we are becoming a more globally connected world now and facebook was the first social media tool that allowed me to get in touch with friends from lives past.  I also love that you don’t need to be maintaining a conversation with each other to keep tabs on and be able to find each other years down the line.

I like to dream about a handful of aunts and uncles and dozens of cousins bustling around during Chinese New Year, as the whole family makes time to be together.  Sadly, I’ve only been in China once during that time of year since I left (which was when I was too young to remember anything anyway) and I don’t recall a thing about it.  My dad has told me that to truly experience Chinese festivities, I need to spend Chinese New Year back in his hometown, the little place that he grew up in.  Now that truly has small town flair in its celebrations, with all the stops pulled!  Maybe if I have time next year, I can make it come true, in the second Year of the Ox that I will experience since the one I was born in.  2010 will be an important year for me because I will have gone through two full Chinese zodiac cycles.  I’m sure that has some sort of significance.

Someday, I’d like to be able to gather with all my relatives (or at least one representative from each family unit).  But over the years, even our not-so-big family has had trouble reuniting as my cousins married off and started to create their own little families.  Between work, children, spouses, and friends, it’s hard to find time to get together like we used to when everyone lived in the same town and the only ones missing were me and my parents.  Now I’m embarking on my own life as well, sacrificing time with loved ones in hopesof building a strong foundation for a successful future.  Work is hardly as flexible as tertiary education was, with more hours and less ease of changing schedules.  Plus, there’s a lot less time off per annum.  On the other hand, I am very fortunate to be working for a company that would, like no other, work with me to try to make it happen, if I so chose.  One of the things I will miss most about education is the lovely summer months filled with enrichment learning, extracurricular fun, and personal fulfillment.

Despite all this daydreaming about a huge family, I still don’t want more than two or three kids, if only because I don’t know if I can handle any more.  Growing up so independent and with all the attention focused on me makes it difficult for me to conceive how it would be with a handful of children running amok.  The grass is always greener on the other side, isn’t it?  And that is why I wish I had a companion to grow up with, whether sibling, cousin living nearby, or best friend from childhood.  But, because I know there is this tendency to think that the other way is so much better, I do recognize the benefits of only childhood.  Thus, I don’t want to overcompensate by having so many kids I don’t know what to do with myself.  Instead, to create that feel, I’d like to live in a neighborhood where everyone knows each other and the kids can play together.  This would also be a great way to expose them to how others live their lives, especially if it’s a multicultural communit

Motherly affection and devotion

laelene Posted in general blog,Tags: , ,
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You know when your mother loves you when she is willing to fly to a country she has never been to to live with you to help you with your language skills.  o.O  And you know she really sacrifices for you when she’s willing to make time outside of a full-time job to help you translate things.  Sometimes, it still amazes me how much my mom has and would give up for me.

It all started pretty much from birth.  My dad had to leave for the US 6 months before I was born, so she bore the pregnancy herself.  Then, 6 months after that, she had to leave to join my father in Pennsylvania.  She and my father had to work as Research Assistants (and my dad was also a Teaching Assistant) to save up the money to bring me over three years later and support us from there.

From then on, she supported my dad in every move we made, from PA to Kansas to Missouri to New York to California to China again.  Sometime in Kansas she decided that to provide the sort of flexibility in mobility that we would need, she would stop working and be a stay at home mom.  That meant that growing up, I was rather spoiled with the ease of having my forgotten homework delivered to me during the day, being driven to all kinds of activities (mostly sports meets), and having my mother on call for all of my wants and needs.

Starting the day she started staying home, other than the years she went back to China working on a business she started with my dad, I never had to go home to an empty house.  She’d wake up at 4 in the morning to drive me to swim practice, she’d sit around waiting in the car for me every day after school that I had to stay late (back before we had cell phones), she’d trek out to school in the middle of the day to drop off something I needed, and she even came back from China to live with me after I graduated UCLA to keep me company until I started working.

Throughout those years, she has also spent her time managing our finances, making sure we were saving up and investing wisely, laboring over the pains of day trading (thank goodness she gave that up), anticipating my dad and my own needs, finding a balance between giving me what I wanted and what I needed, always supporting my dad with what he needed, cooking, cleaning, and tirelessly devoting herself to being a great mother and an amazing woman.  She did so much behind the scenes that I may never know about, but one of the things I learned a few years ago was that she always carefully planned trips to either be the whole family traveling together, or she and my dad splitting up.  That way, it decreased the odds of both of them getting killed in an accident, leaving me an orphan.

Beyond that, she had great potential to be a highly successful engineer (and potentially, manager) in her own right, but she gave that up to be the cornerstone to her husband and daughter’s success.  Even now she is extraordinarily gifted in that area and could be a great engineer for an aerospace company (which is her dream), but being out of the work force for so long has hindered her aspirations.  She has never complained about what she has given up for us and happily shifted her life to fit our needs.

Now we are all in different countries, though she is based in Beijing with my dad, and she is willing to come to Singapore to stay with me!  I was explaining to her how it seems that people here seem to assume that I know so much of the background for Chinese language and culture just because I have a very standard accent and sound quite like a native, but I essentially grew up American, so much of that knowledge is lost on me.  I am concerned about my reading and writing skills in Mandarin that I may need to use for an upcoming project, so she suggested she come so she can be here with me and help me.  Of course, she’s still got her own work to do, so that would be a lot of time out of her day to help me improve my Chinese.

To her it may seem like a small gesture, but to me it really speaks volumes for her deep commitment to me, my future, and my success.  It really meant a lot to me.  I’m learning to appreciate her more and more.  A few years ago, I probably would have thought it was normal and nothing special.  That’s just how much she has conditioned me to her support.  So I hope she doesn’t feel under appreciated, because she isn’t.

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